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Difference loan and loan

Difference loan and loan

Loan or loan? The only difference between a loan and a loan is the duration of the contract and the amount of the loan. Claims are money transactions between debtors and creditors. A loan or loan: which name is right? The granting of credits is as ancient as that of humanity. From when these transactions are now referred to as credit or loan is not known. All about the “loan or loan” guide at a glance: Loans can be broken…

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Transfer of the Loan Rates for Pensioners

Transfer of the Loan Rates for Pensioners

The sale of the fifth INPDAP was a form of financing for retired ex-public workers, now provided by the Joint Management of Public Employees of the National Social Security Institute (INPS). When the INPS took over the functions of the former INPDAP, which managed social and social security within the public sector, the loans to former employees were also integrated into its services. The salary assignment is also used by current employees, but in the INPS area, the main beneficiaries…

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Basic Concepts Related To the Stock Exchange

Basic Concepts Related To the Stock Exchange

There is a lot of talk about the stock market, especially since you can make a lot of money on it. Of course, you can also lose a lot, but much less is said about it. During various conversations on the subject of the Stock Exchange, professionals use a specific language and terms that are not fully understood by everyone. Below, in a clear and clear way, we will try to describe the basic concepts related to the Stock Exchange,…

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The New Mortgage Moratorium: The News on the Suspension of the Loan

The New Mortgage Moratorium: The News on the Suspension of the Loan

With the approval, in 2014, of the Stability Law , the measures concerning the mortgage moratorium were adopted in March 2015, with the intention of providing a breath of fresh air to all those who, due to economic problems related to the crisis current economic situation, they are unable to pay all the loan or loan installments . The mortgage moratorium, the result of an agreement between the banking association (ABI) and consumer associations, entered into force in June 2015…

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What Fees Do Banks Take With Loans

What Fees Do Banks Take With Loans

Banks are institutions that earn money on every transaction. Can this surprise anyone? They are not, after all, charity companies, which is why it is rather a legitimate matter. Of course, customers complain that the costs associated with loans are high, however, it should be noted that several aspects affect the occurrence of this phenomenon.   What fees do banks take with loans First of all, you need to take into account, of course, the scale of a particular mortgage,…

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How a Credit Card Builds Our Credit History – Financial Portal

How a Credit Card Builds Our Credit History – Financial Portal

Certainly, anyone who has applied for a loan at the bank at least once knows perfectly well that banks accurately screen the credit history of their clients. And all this thanks to the data collected and processed by the Credit Information Bureau, which for over a dozen years, helps banks and credit unions in better assessment of their clients. It was on the initiative of the banks that the Credit Information Bureau was set up, all to minimize the risk…

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Loan Consolidation – Debt Loan Navigator

Loan Consolidation – Debt Loan Navigator

    Consolidation serves to merge several loans into a new “umbrella” loan. It is worth considering consolidating loans because it makes it possible to reduce monthly payments and save thousands of crowns. Asking for a merger of loans is now possible with every big bank and some non-bank companies. We offers consolidation with a number of benefits. What are they like and under what conditions is consolidation possible? If more loans accumulate, it is advisable to merge them into…

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Is It worth Investing In the Treasury Bonds – Financial Portal?

Is It worth Investing In the Treasury Bonds – Financial Portal?

  People who have some money to invest, and do not want to put them in risky financial instruments, have several options to choose from. Of course, deposits in the bank are the most popular, although the profits that can currently be drawn from them are not very encouraging. Therefore, more and more people are looking for another safe way to deposit their money and more and more of them, decide to purchase Treasury Bonds. What are Bonds? The easiest…

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Credit Holidays – What Is It? – Consolidation Loan

Credit Holidays – What Is It? – Consolidation Loan

  When you apply for a loan in an institution, we are verified in terms of our ability to repay the debt on a given date. Appropriate income-supported documents are required, which will allow us to estimate how much credit the bank can offer. In addition, the credit history in economic databases and the Polish Bank Association are also analyzed, as each bank wants to be sure that the borrower is in fact a reliable client. When we go through…

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